User's Manual
Table Of Contents
- Quick-Start
- Precautions when Using this Product
- Contents
- Getting Acquainted— Read This First!
- Chapter 1 Basic Operation
- Chapter 2 Manual Calculations
- Chapter 3 List Function
- Chapter 4 Equation Calculations
- Chapter 5 Graphing
- 5-1 Sample Graphs
- 5-2 Controlling What Appears on a Graph Screen
- 5-3 Drawing a Graph
- 5-4 Storing a Graph in Picture Memory
- 5-5 Drawing Two Graphs on the Same Screen
- 5-6 Manual Graphing
- 5-7 Using Tables
- 5-8 Dynamic Graphing
- 5-9 Graphing a Recursion Formula
- 5-10 Changing the Appearance of a Graph
- 5-11 Function Analysis
- Chapter 6 Statistical Graphs and Calculations
- Chapter 7 Financial Calculation (TVM)
- Chapter 8 Programming
- Chapter 9 Spreadsheet
- Chapter 10 eActivity
- Chapter 11 System Settings Menu
- Chapter 12 Data Communications
- Appendix

20070201
7-5 Amortization
This calculator can be used to calculate the principal and interest portion of a monthly
installment, the remaining principal, and amount of principal and interest repaid up to any
point.
u Formula
a : interest portion of installment PM1 ( INT )
b : principal portion of installment PM1 ( PRN )
c : balance of principal after installment PM2 ( BAL )
d : total principal from installment PM1 to payment of installment PM2 ( Σ PRN )
e : total interest from installment PM1 to payment of installment PM2 ( Σ INT )
*
a + b = one repayment ( PMT )
c
a
b
1 payment
Number of Payments
1 PM1 PM2 Last.............. ..................... ............
c
a
b
1 payment
Number of Payments
1 PM1 PM2 Last.............. ..................... ............
1 payment
Number of Payments
1 PM1
PM2
Last............... ..................
...............
d
e
1 payment
Number of Payments
1 PM1
PM2
Last............... ..................
...............
d
e
7-5-1
Amortization