User's Manual
Table Of Contents
- Quick-Start
- Precautions when Using this Product
- Contents
- Getting Acquainted— Read This First!
- Chapter 1 Basic Operation
- Chapter 2 Manual Calculations
- Chapter 3 List Function
- Chapter 4 Equation Calculations
- Chapter 5 Graphing
- 5-1 Sample Graphs
- 5-2 Controlling What Appears on a Graph Screen
- 5-3 Drawing a Graph
- 5-4 Storing a Graph in Picture Memory
- 5-5 Drawing Two Graphs on the Same Screen
- 5-6 Manual Graphing
- 5-7 Using Tables
- 5-8 Dynamic Graphing
- 5-9 Graphing a Recursion Formula
- 5-10 Changing the Appearance of a Graph
- 5-11 Function Analysis
- Chapter 6 Statistical Graphs and Calculations
- Chapter 7 Financial Calculation (TVM)
- Chapter 8 Programming
- Chapter 9 Spreadsheet
- Chapter 10 eActivity
- Chapter 11 System Settings Menu
- Chapter 12 Data Communications
- Appendix

20070201
7-1 Before Performing Financial Calculations
From the Main Menu, enter the TVM mode and display the Financial screen like the one
shown below.
Financial 1 screen Financial 2 screen
• { SMPL } … {simple interest}
• { CMPD } … {compound interest}
• { CASH } … {cash fl ow (investment appraisal)}
• { AMT } … {amortization}
• { CNVT } … {interest rate conversion}
• { COST } … {cost, selling price, margin}
• { DAYS } … {day/date calculations}
k Setup Items
u Payment
• { BGN }/{ END } … Specifi es {beginning of the period}/{end of the period} payment
u Date Mode
• { 365 }/{ 360 } … Specifi es calculation according to a {365-day}/{360-day} year
Note the following points regarding Setup screen settings whenever using the TVM mode.
• Drawing a fi nancial graph while the Label item is turned on, displays the label CASH for the
vertical axis (deposits, withdrawals), and TIME for the horizontal axis (frequency).
• The number of display digits applied in the TVM mode is different from the number of digits
used in other modes. The calculators automatically reverts to Norm 1 whenever you enter
the TVM mode, which cancels a Sci (number of signifi cant digits) or Eng (engineering
notation) setting made in another mode.
7-1-1
Before Performing Financial Calculations