User Manual

7-10
BAL0 = PV :ﺩﺍﺪﻋﻹﺍ ﺔﺷﺎﺷ ﻊﻓﺩ ﺩﺍﺪﻋﻹ "End" ﺭﺎﻴﺘﺧﺎﺑ ﻡﻮﻘﻳ •
INT
1 = 0 ﻭ PRN1 = PMT :ﺩﺍﺪﻋﻹﺍ ﺔﺷﺎﺷ ﻊﻓﺩ ﺩﺍﺪﻋﻹ "Begin" ﺭﺎﻴﺘﺧﺎﺑ ﻡﻮﻘﻳ •
ﻲﻠﻌﻔﻟﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣﻭ ﻲﻤﺳﻻﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﲔﺑ ﻞﻳﻮﺤﺘﻟﺍ u
(I%') ﺔﻟﺎﻌﻔﻟﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﻰﻟﺍ (ﻡﺪﺨﺘﺴﳌﺍ ﻞﺒﻗ ﻦﻣ I% ﺔﻤﻴﻗ ﺕﻼﺧﺪﻣ) ﺔﻴﻤﺳﻻﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﻞﻳﻮﲢ ﻢﺘﻳ
.ﺔﺒﻛﺮﳌﺍ ﺓﺪﺋﺎﻔﻠﻟ ﺔﻴﺑﺎﺴﳊﺍ ﺔﻴﻠﻤﻌﻟﺍ ﺕﺍﺮﺘﻓ ﺩﺪﻋ ﻦﻋ ﺎﻳﻮﻨﺳ ﻁﺎﺴﻗﻷﺍ ﺩﺪﻋ ﻒﻠﺘﺨﻳ ﺚﻴﺣ ﻁﺎﺴﻗﻷﺍ ﺽﻭﺮﻗ ﻰﻠﻋ ﻝﻮﺼﺤﻠﻟ
ﺞﺋﺎﺘﻨﻟﺍ ﻡﺍﺪﺨﺘﺳﺍ ﻭ ،ﺔﻟﺎﻌﻔﻟﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﻰﻟﺍ ﺔﻴﻤﺳﻻﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﻞﻳﻮﲢ ﺪﻌﺑ ﺔﻴﻟﺎﺘﻟﺍ ﺔﻴﺑﺎﺴﳊﺍ ﺔﻴﻠﻤﻌﻟﺍ ﺀﺍﺩﺃ ﻢﺘﻳ ﻭ
.ﺔﻘﺣﻼﻟﺍ ﺔﻴﺑﺎﺴﳊﺍ ﺕﺎﻴﻠﻤﻌﻟﺍ ﻊﻴﻤﳉ
.ﻦﻳﺪﻟﺍ ﻙﻼﻬﺘﺳﻻ ﺔﻴﻟﺎﺘﻟﺍ ﺕﻼﺧﺪﳌﺍ ﺔﺷﺎﺷ ﺽﺮﻌﻟ ﺔﻴﻟﺎﳌﺍ 1 ﺔﺷﺎﺸﻟﺍ ﻦﻣ 4(AMORTZN) ﻰﻠﻋ ﻂﻐﺿﺍ
4(AMORTZN)
n ﻰﻟﺇ
1 ﻁﺎﺴﻗﻷﺍ ﻦﻣ ﻝﻭﻻﺍ ﻂﺴﻘﻟﺍ ......PM1
n ﻰﻟﺇ
1 ﻁﺎﺴﻗﻷﺍ ﻦﻣ ﻲﻧﺎﺜﻟﺍ ﻂﺴﻘﻟﺍ ......PM2
ﻁﺎﺴﻗﻷﺍ ......... n
ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ....... I
%
ﺔﻴﺋﺍﺪﺘﺑﻹﺍ ﺔﻤﻴﻘﻟﺍ ....... PV
ﻂﺴﻗ ﻞﻛ ﻲﻓ ﺔﻴﻟﺎﳌﺍ ﺔﻌﻓﺪﻟﺍ .... PMT
ﻲﻟﺎﺘﻟﺍ ﻲﺋﺎﻬﻨﻟﺍ ﻂﺴﻘﻟﺍ ﻦﻣ ﻲﻗﺎﺒﻟﺍ ....... FV
ﺔﻨﺳ ﻞﻛ ﻲﻓ ﺔﻌﻓﺪﻟﺍ ﺕﺍﺮﺘﻓ ...... P / Y
ﺔﻨﺳ ﻞﻛ ﻲﻓ ﺔﺒﻛﺮﻣ ﺕﺍﺮﺘﻓ ...... C / Y
I
%' =
I%
(1+ ) –1
[C/Y ]
[P/Y ]
{ }
× 100
100 × [C/Y ]
i = I%'÷100