إصدار السوفتوير 3.10 دليل المستخدم

7-10

BAL0 = PV :ﺩﺍﺪﻋﻹﺍ ﺔﺷﺎﺷ ﻊﻓﺩ ﺩﺍﺪﻋﻹ "End" ﺭﺎﻴﺘﺧﺎﺑ ﻡﻮﻘﻳ •

INT

1 = 0 ﻭ PRN1 = PMT :ﺩﺍﺪﻋﻹﺍ ﺔﺷﺎﺷ ﻊﻓﺩ ﺩﺍﺪﻋﻹ "Begin" ﺭﺎﻴﺘﺧﺎﺑ ﻡﻮﻘﻳ •

ﻲﻠﻌﻔﻟﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣﻭ ﻲﻤﺳﻻﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﲔﺑ ﻞﻳﻮﺤﺘﻟﺍ u

(I%') ﺔﻟﺎﻌﻔﻟﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﻰﻟﺍ (ﻡﺪﺨﺘﺴﳌﺍ ﻞﺒﻗ ﻦﻣ I% ﺔﻤﻴﻗ ﺕﻼﺧﺪﻣ) ﺔﻴﻤﺳﻻﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﻞﻳﻮﲢ ﻢﺘﻳ

.ﺔﺒﻛﺮﳌﺍ ﺓﺪﺋﺎﻔﻠﻟ ﺔﻴﺑﺎﺴﳊﺍ ﺔﻴﻠﻤﻌﻟﺍ ﺕﺍﺮﺘﻓ ﺩﺪﻋ ﻦﻋ ﺎﻳﻮﻨﺳ ﻁﺎﺴﻗﻷﺍ ﺩﺪﻋ ﻒﻠﺘﺨﻳ ﺚﻴﺣ ﻁﺎﺴﻗﻷﺍ ﺽﻭﺮﻗ ﻰﻠﻋ ﻝﻮﺼﺤﻠﻟ

ﺞﺋﺎﺘﻨﻟﺍ ﻡﺍﺪﺨﺘﺳﺍ ﻭ ،ﺔﻟﺎﻌﻔﻟﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﻰﻟﺍ ﺔﻴﻤﺳﻻﺍ ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ﻞﻳﻮﲢ ﺪﻌﺑ ﺔﻴﻟﺎﺘﻟﺍ ﺔﻴﺑﺎﺴﳊﺍ ﺔﻴﻠﻤﻌﻟﺍ ﺀﺍﺩﺃ ﻢﺘﻳ ﻭ

.ﺔﻘﺣﻼﻟﺍ ﺔﻴﺑﺎﺴﳊﺍ ﺕﺎﻴﻠﻤﻌﻟﺍ ﻊﻴﻤﳉ

.ﻦﻳﺪﻟﺍ ﻙﻼﻬﺘﺳﻻ ﺔﻴﻟﺎﺘﻟﺍ ﺕﻼﺧﺪﳌﺍ ﺔﺷﺎﺷ ﺽﺮﻌﻟ ﺔﻴﻟﺎﳌﺍ 1 ﺔﺷﺎﺸﻟﺍ ﻦﻣ 4(AMORTZN) ﻰﻠﻋ ﻂﻐﺿﺍ

4(AMORTZN)

n ﻰﻟﺇ

1 ﻁﺎﺴﻗﻷﺍ ﻦﻣ ﻝﻭﻻﺍ ﻂﺴﻘﻟﺍ ......PM1

n ﻰﻟﺇ

1 ﻁﺎﺴﻗﻷﺍ ﻦﻣ ﻲﻧﺎﺜﻟﺍ ﻂﺴﻘﻟﺍ ......PM2

ﻁﺎﺴﻗﻷﺍ ......... n

ﺓﺪﺋﺎﻔﻟﺍ ﻝﺪﻌﻣ ....... I

ﺔﻴﺋﺍﺪﺘﺑﻹﺍ ﺔﻤﻴﻘﻟﺍ ....... PV

ﻂﺴﻗ ﻞﻛ ﻲﻓ ﺔﻴﻟﺎﳌﺍ ﺔﻌﻓﺪﻟﺍ .... PMT

ﻲﻟﺎﺘﻟﺍ ﻲﺋﺎﻬﻨﻟﺍ ﻂﺴﻘﻟﺍ ﻦﻣ ﻲﻗﺎﺒﻟﺍ ....... FV

ﺔﻨﺳ ﻞﻛ ﻲﻓ ﺔﻌﻓﺪﻟﺍ ﺕﺍﺮﺘﻓ ...... P / Y

ﺔﻨﺳ ﻞﻛ ﻲﻓ ﺔﺒﻛﺮﻣ ﺕﺍﺮﺘﻓ ...... C / Y

%' =

(1+ ) –1

[C/Y ]

[P/Y ]

{ }

100

100 × [C/Y ]

i = I%'÷100