User Manual

Table Of Contents

BAL 
=
PV 󰂾INT 
=
PRN 
=
PMT
u 名义利率与实际利率之间的换算
󰁱󰀍󰁉I 󰅕
I ' 
󰂾󰀍󰅎󰁉󰁠󰁖
󰂾󰅰4
4
󰂦󰅡n 󰅰
󰂦󰅡
n 󰅰
n 
I 
PV 
PMT 
FV 󰇬󰁦
P Y 
C Y 
󰅣󰅎󰁉󰅔󰀬
BAL 󰂦󰅎󰁦
INT 󰂦󰅰
PRN 󰂦󰅰
Σ INT 󰂦󰅡󰂦󰅰󰇚
Σ PRN 󰂦󰅡󰂦󰅰󰇚
a : INT
PM1
= I BAL
PM1–1
× i I × (PMT sign)
b : PRN
PM1
= PMT + BAL
PM1–1
× i
c : BAL
PM2
= BAL
PM2–1
+ PRN
PM2
d :
Σ
PRN = PRN
PM1
+ PRN
PM1+1
+ … + PRN
PM2
e :
Σ
INT = INT
PM1
+ INT
PM1+1
+ … + INT
PM2
PM2
PM1
PM2
PM1
I
%' =
I%
(1+ ) –1
[C/Y ]
[P/Y ]
{ }
×
100
100 × [C/Y ]
i = I%'÷100