User Manual

Ck-59
计算公式
a
:
 
PM1

INT


INTPM1 = I BALPM1–1 × i I × (PMT )
b
:
 
PM1

PRN


PRNPM1 = PMT + BALPM1–1 × i
c
:

PM2

BAL


BALPM2 = BALPM2–1 + PRNPM2
d
:

PM1

PM2

3
PRN



PRN = PRNPM1 + PRNPM1+1 + … + PRNPM2
PM2
PM1
e
:

PM1

PM2

3
INT

a
+
b
=

PMT



INT = INTPM1 + INTPM1+1 + … + INTPM2
PM2
PM1
BAL0 = PV ....................... Payment: End
()
INT1 = 0, PRN1 = PMT ... Payment: Begin
()
在名义利率与实际利率之间的转换

 

   

'

I%' =
I%
(1+ ) –1
[C / Y ]
[P / Y ]
100 × [C / Y ]
×100


转换模式

CNVR

APR


EFF

"
•
I
•
i = I%' ÷100 i = I%' ÷100