Specifications

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Returned Items
If a financial institution returns an item you captured, Capitol Bank may charge your account for the
item.
Capitol Bank may also:
• Provide a returned item notification and/or substitute check copy to you.
• Or re-present the check to the financial institution for payment.
Breach of Information
As the financial institution, Capitol Bank may suspend your eCourier service if we have reason to
believe there has been:
• A breach in the security of the program.
• Fraud involving a customer’s account or their check.
• Uncertainty regarding the authorization or accuracy of electronic items.
Following the Law
You are expected to comply with the terms of the eCourier Agreement as well as all applicable
federal, state and local laws and regulations.
Copyright Information
eCourier is copyright protected and prohibits the following:
• Copy or use of the system software or documentation except as expressly authorized.
• Sublicense, rent, distribute, transfer, publish, disclose, display or otherwise make the system software
available to others.
• Use of the system software or documentation for third-party training, commercial time-sharing or service
bureau use.
• Alter, change, modify or otherwise create derivative works of the system software or documentation.
Refer to the user agreement for additional restrictions.