Specifications

10
Prior to using eCourier, an application and other compliance forms will need to be completed
and approved by Capitol Bank. It is recommended that you keep these forms on hand for future
reference.
Your Obligations
As an eCourier user you guarantee the following:
• The check images presented to Capitol Bank accurately represent all information on both sides of the check.
• The check images contain all endorsements.
• Checks are kept in a safe and secure area.
• Checks are to be destroyed in accordance with Capitol Bank’s instructions.
• Checks can only be deposited once.
• Checks are voided after deposit verification on statement.
• Original items will be provided to Capitol Bank upon request.
Equipment
Use only supported equipment. Do not bypass, override or disable any security mechanisms
within the equipment.
Maintenance of Equipment
Make sure your equipment is clean and operating properly. Periodically inspect and verify that the
images are legible.
Storage and Destruction of Checks
It is important to retain the original paper checks for a period of time, as described in your eCourier
Agreement. After the retention period expires, you are required to use an acceptable method to
securely destroy all original paper checks.
Acceptance of Deposit
Capitol Bank will accept electronic check images for deposit into your account upon receipt of a
successful transmission of check images. Deposits must be complete, usable, and adhere to data
specifications established by
Capitol Bank .
Your Rights & Obligations