User Guide

4 — Q UALIFIER P LUS
®
III X
“Unrestricted” Qualifying ............................................................57
Qualifying Comparison (Comparing 2 Different Loans or Ratios
at Once) ..................................................................................58
Finding Income Required and Allowable Monthly Debt .............59
Solving for Actual Qualifying Ratios...........................................60
1ST AND 2ND TRUST DEEDS (COMBO LOANS) .....................61
Combo Loan (80:10:10) vs. Fixed-Rate Loan with Mortgage
Insurance ................................................................................62
Combo Loan (80:15:5) vs. Fixed-Rate Loan with Mortgage
Insurance ................................................................................64
Combo Loan — Entering a New LTV ........................................66
APPENDIX .......................................................................................68
Default Settings ..........................................................................68
Reset..........................................................................................68
Error Codes ................................................................................68
Auto Shut-Off .............................................................................69
Batteries .....................................................................................69
Repair and Return......................................................................69
Warranty.....................................................................................70
Legal Notes................................................................................71
Looking For New Ideas..............................................................71
INDEX .............................................................................................72