User guide

WEB Connect for Pocket PC page 14
Making an Account Transfer Sale
Introduction
This option is primarily so your business can accept checks by telephone, fax machine, or e-mail. If your
customer can physically hand you a check, YOU ARE BETTER OFF ACCEPTING IT, AND PHYSICALLY
DEPOSITING IT IN YOUR BANK.
The bad check protection statutes and laws generally apply only to physical checks, with pen-and-ink signature.
In addition, the customer can challenge and reverse the electronic check up to sixty days after it is issued. The
electronic check acceptance feature is a convenience for the reputable vendor to accept non-physical checks
from honest customers. To date, it does not offer all of the safeguards that physical checks and credit card
transactions do.
Please familiarize yourself with the procedures for entering a credit card. The procedures for an electronic
check are nearly identical except that instead of entering a credit card account number and an expiration date,
you enter the numbers on the bottom of the check.
There are three groups of numbers on the check. One is the check number, the other is the ABA or bank
routing number (also known as the transit number), and another is the Account number. This is shown in the
diagram below.
Please note that the relative positions may vary from check to check, but the check number on the bottom
always matches the number in the upper right hand corner. Additionally, the routing number can always be
found between two marks. If you attach the optional accessory Check Reader Plus™, you can simply pass a
check through the reader and have the routing number and account number appear on the Bank Account
Transfer screen. Visit http://www.merchantanywhere.com
for information on this accessory and others.
This tutorial will use a fictitious savings account. Thus, we recommend that you use the MerchantAnywhere
Test Account (10600). You can, of course, use your own account and do an actual transfer.